Can I add a child to my credit card?

If you're interested in building your child's credit before they turn 18, you can explore adding them as an authorized user to one or more of your credit cards. There is no legal minimum age for adding a child as an authorized user, however you should check your credit card issuer's policies.

Should I add my child as a credit card authorized user?

So adding your child as an authorized user can help a young person build credit: the minor gets to "piggyback" on the good credit behavior of the original cardmember. Not every credit card company will report authorized user payment history to the credit bureaus, however, so talk to your card issuer to find out their policies.

Can I add a child to my American Express credit card?

With American Express, each authorized user has a separate credit card number from the primary cardholder. This makes it easy to determine which purchases were made with which card. The ability to add a child as authorized users depends on age and the bank’s rules. Children who are 18 and older can be added as authorized users without issue.